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Comprehensive Funds Management Systems Designed Exclusively for the Community Bank Hybarger & Associates, Inc. is a national consulting firm dedicated to providing ideas and solutions to community banks in the most fundamental of all areas - that of financial performance. For over twenty-five years, our firm has provided a full range of financial, economic and operational consulting services to our clients. We provide services to the Board of Directors and Executive Management of community banks by delivering a comprehensive package of financial reporting and advisory services to address virtually all aspects of: v Asset / Liability Management v Liquidity Risk Management & Contingency Funding Planning v Interest Rate Risk Management v Investment Strategies v Policy Development v Strategic Planning v Strategic Ownership Issues All services are designed around these primary objectives: increase the profitability of our clients, enhance long-term shareholder value, and conserve and enhance client assets. You will notice as you tour this website many sections are under construction to better serve you. In the meantime, we invite you to contact us and discover for yourself the "tools" that will identify and measure risks, and maximize opportunities within your Bank’s Balance Sheet and Income Statement. Hybarger & Associates, Inc. 2124 Parkwood Drive Bedford, Texas 76021 Office Phone: 817-510-0900 Office Fax: 817-510-0907 Email:
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